Boyd Heating and Cooling, Inc. is a family-owned HVAC company based in Elverson, PA. Their team of NATE-certified technicians have been providing service to the local community for over 10 years. The company services, repairs and replaces oil, gas or heat pumps and geothermal systems.
Policy Inception Date:
Initially, Boyd needed commercial auto, commercial general liability, and contents coverage for their rented office space. Boyd experienced fast business expansion, and eventually purchased the office space they were renting. In terms of insurance, Boyd’s growth meant their insurance needs were evolving – they needed to add workers’ compensation and expand their auto policy to account for additional employees and vehicles. They also required dwelling coverage for their newly purchased office. Successful growth also meant they had a greater need for certificates of insurance to be issued quickly and accurately.
Forbes Insurance Agency provided Boyd with commercial auto, liability, and property insurance, as well as workers’ compensation coverage. Through Erie Insurance, Forbes could offer Boyd exceptional insurance coverage at a competitive rate. Notably, among other coverages, Boyd received insurance coverage for their tools and equipment, and for voluntary property damage, which pays for unintentional damage to others’ property. These coverages are important as Boyd’s workforce continues to grow and employees travel to an expanded client base.
Key Benefits Provided to Client:
- Competitive pricing on liability, property, workers' compensation, and auto policies.
- Superior customer service in day-to-day relationship with client, including certificates of insurance issued within 24 hours or less.
- Specialized coverages that address the specific needs of an HVAC company.