By: Nicole Vattimo
With the increased activity on roads today, it's inevitable that at some point you'll likely have to deal with a chipped or cracked windshield. The good news is, most insurance companies will cover your windshield if you are carrying comprehensive coverage.
Below are a couple key things to remember regarding windshield damage and claims:
1. Get your windshield repaired as quickly as possible. Getting the windshield looked at and repaired by a professional shortly after the incident is important for two reasons. Firstly, some insurance companies (including Erie) will waive your deductible if the windshield can be repaired, rather than replaced. That means a repair is free. However, if you wait around and let a small chip turn into a larger crack, you may have to replace the windshield entirely - meaning you will likely be subject to your comprehensive deductible. Secondly, a damaged windshield is less strong and therefore provides less protection for the vehicle's occupants. This matters if you are involved in an accident.
2. Take your car to a certified auto-glass installation technician. Make sure the professional you work with to repair your windshield is certified. You want to be sure the windshield is installed properly to avoid future issues with its functionality. Additionally, many cars have front-facing cameras mounted in the windshield, and most automakers specify that these cameras need to be recaliberated after a windshield replacement. You want to be sure the technician working on your car knows how to do this properly.
Erie makes it super easy for customers to get their windshields repaired properly through the company's partnership with Safelite® Solutions. Call your Erie agent to get contact information for Erie's dedicated Safelite line.
For more information about getting a windshield repaired or replaced, check out Erie's blog: https://www.erieinsurance.com/blog/handle-windshield-repair.